:root {
  --bg: #f4f7fb;
  --surface: rgba(255, 255, 255, 0.95);
  --surface-strong: #ffffff;
  --surface-soft: #eef3f8;
  --text: #162033;
  --muted: #607089;
  --line: rgba(22, 32, 51, 0.12);
  --shadow: 0 22px 46px rgba(26, 42, 78, 0.12);
  --radius-xl: 30px;
  --radius-lg: 22px;
  --radius-md: 16px;
  --easy: #111111;
  --medium: #b98200;
  --hard: #bf4d2c;
  --realistic: #8f2e2e;
  --primary: #144b7d;
  --primary-deep: #0f3558;
  --success: #26734d;
  --warning: #8c5a10;
  --danger: #a23232;
}

* {
  box-sizing: border-box;
}

html {
  overflow-x: hidden;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: "Avenir Next", Avenir, "Segoe UI", sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at top left, rgba(20, 75, 125, 0.14), transparent 24%),
    radial-gradient(circle at bottom right, rgba(191, 77, 44, 0.1), transparent 26%),
    linear-gradient(180deg, #f8fbff 0%, var(--bg) 100%);
}

body.easy-mode {
  background: #ffffff;
  color: #111111;
}

body.medium-mode {
  background:
    radial-gradient(circle at top left, rgba(244, 173, 66, 0.22), transparent 24%),
    radial-gradient(circle at bottom right, rgba(57, 121, 200, 0.18), transparent 30%),
    linear-gradient(180deg, #fff9ef 0%, #f3f8ff 100%);
}

body.hard-mode {
  background:
    radial-gradient(circle at top left, rgba(227, 90, 57, 0.22), transparent 22%),
    radial-gradient(circle at top right, rgba(74, 153, 123, 0.18), transparent 24%),
    radial-gradient(circle at bottom left, rgba(241, 183, 62, 0.16), transparent 26%),
    linear-gradient(180deg, #fff5f2 0%, #f7fbff 100%);
}

body.realistic-mode {
  background:
    linear-gradient(180deg, #b8c6d6 0%, #c9d4df 100%);
}

a {
  color: inherit;
}

button,
input,
select {
  font: inherit;
}

.shell {
  max-width: 1280px;
  margin: 0 auto;
  padding: 32px 22px 56px;
}

.hero,
.card,
.panel,
.modal-card,
.toast,
.popup-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow);
  backdrop-filter: blur(18px);
}

.easy-mode .hero,
.easy-mode .card,
.easy-mode .panel,
.easy-mode .modal-card,
.easy-mode .toast,
.easy-mode .popup-card {
  border-radius: 0;
  box-shadow: none;
  backdrop-filter: none;
  border: 2px solid #111111;
  background: #ffffff;
}

.hero {
  padding: 34px;
  margin-bottom: 22px;
}

.eyebrow {
  margin: 0 0 8px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.78rem;
  color: var(--muted);
}

.easy-mode .eyebrow,
.easy-mode .muted {
  color: #303030;
}

h1,
h2,
h3,
h4,
p {
  margin-top: 0;
}

h1 {
  margin-bottom: 10px;
  font-size: clamp(2rem, 4vw, 3.35rem);
  letter-spacing: -0.04em;
}

.muted {
  color: var(--muted);
}

.home-grid,
.dashboard-grid,
.two-column {
  display: grid;
  gap: 22px;
}

.home-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.dashboard-grid {
  grid-template-columns: 1.2fr 0.95fr;
  align-items: start;
}

.two-column {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card,
.panel {
  padding: 24px;
}

.home-grid .card {
  display: flex;
  flex-direction: column;
}

.level-badge,
.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 800;
}

.level-badge.easy {
  background: #111111;
  color: #ffffff;
}

.level-badge.medium {
  background: linear-gradient(135deg, #ebc55f, var(--medium));
  color: #2c2100;
}

.level-badge.hard {
  background: linear-gradient(135deg, #f39b78, var(--hard));
  color: #fff7f2;
}

.level-badge.expert {
  background: linear-gradient(135deg, #d97a7a, var(--realistic));
  color: #fff7f7;
}

.cta,
.secondary,
.tab-button,
.tiny-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: none;
  border-radius: 16px;
  cursor: pointer;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.cta:hover,
.secondary:hover,
.tab-button:hover,
.tiny-button:hover {
  transform: translateY(-1px);
}

.cta {
  padding: 14px 18px;
  color: #ffffff;
  font-weight: 800;
  background: linear-gradient(135deg, var(--primary), var(--primary-deep));
  box-shadow: 0 16px 28px rgba(15, 53, 88, 0.2);
}

.secondary {
  padding: 13px 16px;
  background: rgba(20, 75, 125, 0.08);
  color: var(--text);
  font-weight: 700;
}

.easy-mode .cta,
.easy-mode .secondary,
.easy-mode .tab-button,
.easy-mode .tiny-button {
  background: #ffffff;
  color: #111111;
  border: 2px solid #111111;
  box-shadow: none;
}

.task-list,
.details-list,
.ledger,
.nav-list,
.score-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.home-grid .card .cta {
  margin-top: auto;
}

.goal-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.goal-item {
  display: flex;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(20, 75, 125, 0.14);
  color: #17243a;
  box-shadow: 0 10px 24px rgba(20, 42, 78, 0.06);
}

.goal-item:nth-child(2n) {
  border-radius: 26px 14px 26px 14px;
}

.goal-item:nth-child(3n) {
  border-radius: 14px 26px 14px 26px;
}

.easy-mode .goal-item {
  border-radius: 0;
  border: 1px solid #111111;
  background: #ffffff;
}

.goal-box {
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  border-radius: 6px;
  border: 2px solid currentColor;
  font-size: 0.88rem;
  font-weight: 800;
  flex: 0 0 auto;
  background: rgba(20, 75, 125, 0.08);
  color: var(--primary);
}

.goal-item.completed {
  color: rgba(38, 115, 77, 0.9);
  text-decoration: line-through;
  background: rgba(232, 248, 239, 0.94);
  border-color: rgba(38, 115, 77, 0.24);
}

.task-list li,
.details-list li,
.score-list li {
  margin-bottom: 12px;
}

.details-list li {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
}

.details-list strong {
  white-space: nowrap;
}

.summary-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin: 22px 0;
}

.summary-box {
  padding: 18px;
  border-radius: 20px;
  background: var(--surface-soft);
  border: 1px solid rgba(20, 75, 125, 0.08);
}

.summary-box:nth-child(2n) {
  border-radius: 30px 16px 30px 16px;
}

.summary-box:nth-child(3n) {
  border-radius: 16px 30px 16px 30px;
}

.easy-mode .summary-box {
  border-radius: 0;
  border: 1px solid #111111;
  background: #ffffff;
}

.summary-box span {
  display: block;
  margin-bottom: 6px;
  color: var(--muted);
  font-size: 0.86rem;
}

.summary-box strong {
  font-size: 1.36rem;
}

.page-top {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: center;
  margin-bottom: 18px;
}

.utility-row,
.button-row,
.inline-tools {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 16px;
}

.tab-button {
  padding: 12px 14px;
  background: rgba(22, 32, 51, 0.06);
  font-weight: 700;
  color: var(--text);
}

.tab-button.active {
  background: rgba(20, 75, 125, 0.14);
}

.panel.hidden,
.modal.hidden,
.toast.hidden,
.popup.hidden,
.hidden {
  display: none;
}

.login-screen {
  min-height: 100vh;
  display: grid;
  place-items: center;
  padding: 24px;
}

.login-card {
  width: min(100%, 520px);
  padding: 32px;
}

.login-form {
  display: grid;
  gap: 14px;
}

.access-note {
  margin-top: 18px;
  padding: 16px 18px;
  border-radius: 18px;
  background: rgba(20, 75, 125, 0.08);
  border: 1px solid rgba(20, 75, 125, 0.12);
}

.easy-mode .access-note {
  border-radius: 0;
  background: #ffffff;
  border: 2px solid #111111;
}

.payment-form,
.field-grid {
  display: grid;
  gap: 14px;
}

.field-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

label {
  display: grid;
  gap: 8px;
  font-weight: 700;
  font-size: 0.93rem;
}

input,
select {
  width: 100%;
  padding: 14px 15px;
  border: 1px solid rgba(22, 32, 51, 0.16);
  border-radius: 14px;
  background: #ffffff;
  color: var(--text);
}

.easy-mode input,
.easy-mode select {
  border-radius: 0;
  border: 2px solid #111111;
}

input:focus,
select:focus {
  outline: 2px solid rgba(20, 75, 125, 0.12);
  border-color: rgba(20, 75, 125, 0.5);
}

.payment-choice {
  display: grid;
  gap: 12px;
}

.choice {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px;
  border-radius: 20px;
  border: 1px solid rgba(20, 75, 125, 0.18);
  background: rgba(255, 255, 255, 0.94);
  color: #17243a;
  box-shadow: 0 12px 28px rgba(20, 42, 78, 0.08);
}

.choice:nth-child(2n) {
  border-radius: 30px 16px 30px 16px;
}

.choice strong {
  color: #102946;
}

.easy-mode .choice {
  border-radius: 0;
  border: 1px solid #111111;
  background: #ffffff;
}

.choice input {
  width: auto;
  margin-top: 2px;
  accent-color: var(--primary);
}

.status {
  min-height: 1.5rem;
  font-weight: 700;
}

.status.success {
  color: var(--success);
}

.status.error {
  color: var(--danger);
}

.ledger {
  border-top: 1px solid var(--line);
}

.ledger li {
  display: grid;
  grid-template-columns: 108px 1fr auto auto;
  gap: 14px;
  align-items: center;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
}

.ledger li.selectable {
  cursor: pointer;
  transition: background 160ms ease, transform 160ms ease;
}

.ledger li.selectable:hover {
  background: rgba(20, 75, 125, 0.05);
  transform: translateY(-1px);
}

.ledger li.resolved {
  opacity: 0.72;
}

.ledger small {
  display: block;
  color: var(--muted);
}

.amount {
  font-weight: 800;
}

.pending {
  color: inherit;
  font-style: italic;
}

.fraud {
  color: var(--danger);
}

.tiny-button {
  padding: 9px 12px;
  background: rgba(162, 50, 50, 0.08);
  color: var(--danger);
  font-weight: 800;
}

.selected-label {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 7px 10px;
  border-radius: 999px;
  background: rgba(22, 32, 51, 0.08);
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 800;
}

.promo-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.realistic-stack {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 18px;
  margin-top: 18px;
}

.mini-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.mini-card {
  padding: 16px;
  border-radius: 18px;
  border: 1px solid rgba(20, 75, 125, 0.1);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.92), rgba(240, 246, 255, 0.9));
}

.mini-card:nth-child(2n) {
  border-radius: 28px 14px 28px 14px;
}

.mini-card:nth-child(3n) {
  border-radius: 14px 28px 14px 28px;
}

.realistic-banner {
  padding: 18px 20px;
  border-radius: 22px;
  color: #132033;
  background:
    radial-gradient(circle at top right, rgba(255, 255, 255, 0.5), transparent 25%),
    linear-gradient(135deg, rgba(255, 205, 101, 0.55), rgba(113, 195, 255, 0.38), rgba(255, 137, 137, 0.34));
  border: 1px solid rgba(20, 75, 125, 0.14);
}

.realistic-mode .hero {
  background: linear-gradient(180deg, #0b3053 0%, #18466f 100%);
  border-color: rgba(10, 35, 61, 0.35);
  color: #ffffff;
}

.realistic-mode .hero .muted,
.realistic-mode .hero .eyebrow,
.realistic-mode .hero .summary-box span,
.realistic-mode .hero .realistic-banner p {
  color: rgba(255, 255, 255, 0.82);
}

.realistic-mode .summary-box {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.16);
  color: #ffffff;
}

.realistic-mode .summary-box strong {
  color: #ffffff;
}

.realistic-mode .panel {
  background: linear-gradient(180deg, #e3ebf3 0%, #f1f5f9 100%);
  border-color: rgba(12, 43, 72, 0.14);
}

.realistic-mode .tab-button.active {
  background: #103b66;
  color: #ffffff;
}

.realistic-mode .realistic-banner {
  color: #ffffff;
  background: linear-gradient(135deg, #183f68 0%, #235d69 55%, #426297 100%);
  border-color: rgba(255, 255, 255, 0.14);
}

.realistic-mode .mini-card:nth-child(1) {
  background: linear-gradient(180deg, #c6911d 0%, #e1ae44 100%);
  color: #1f1605;
}

.realistic-mode .mini-card:nth-child(2) {
  background: linear-gradient(180deg, #2f5e8d 0%, #4878ab 100%);
  color: #ffffff;
}

.realistic-mode .mini-card:nth-child(3) {
  background: linear-gradient(180deg, #2f7668 0%, #4b9888 100%);
  color: #ffffff;
}

.realistic-mode .mini-card .muted,
.realistic-mode .mini-card p,
.realistic-mode .mini-card strong {
  color: inherit;
}

.ticker {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 14px;
}

.ticker span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 10px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.7);
  font-size: 0.82rem;
  font-weight: 700;
}

.status-chip {
  border: 1px solid rgba(255, 255, 255, 0.18);
  cursor: pointer;
  color: #0f2035;
  background: rgba(255, 255, 255, 0.92);
  transition: transform 160ms ease, background 160ms ease;
}

.status-chip:hover {
  transform: translateY(-1px);
  background: #ffffff;
}

.bank-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 18px;
  padding: 16px 18px;
  border: 1px solid rgba(205, 177, 92, 0.38);
  border-radius: 22px;
  background: rgba(8, 35, 67, 0.78);
  color: #ffffff;
  box-shadow: 0 20px 48px rgba(3, 15, 32, 0.24);
  backdrop-filter: blur(18px);
}

.bank-brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: linear-gradient(135deg, #0d4f95, #072a55);
  border: 2px solid rgba(232, 201, 118, 0.88);
  color: #f4d477;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.7rem;
  font-weight: 800;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.14);
}

.bank-brand strong {
  display: block;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.18rem, 2.2vw, 1.75rem);
  letter-spacing: 0.02em;
}

.bank-brand small {
  display: block;
  margin-top: 2px;
  color: rgba(255, 255, 255, 0.76);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.bank-nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.hamburger-button {
  display: none;
  gap: 8px;
  position: relative;
  padding-left: 44px;
}

.hamburger-button span {
  position: absolute;
  left: 18px;
  display: block;
  width: 18px;
  height: 2px;
  border-radius: 999px;
  background: currentColor;
}

.hamburger-button span:nth-child(1) { top: calc(50% - 7px); }
.hamburger-button span:nth-child(2) { top: 50%; }
.hamburger-button span:nth-child(3) { top: calc(50% + 7px); }

.panel-menu-button,
.drawer-close {
  display: none;
}

.promo-box {
  padding: 16px;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(20, 75, 125, 0.08), rgba(20, 75, 125, 0.02));
  border: 1px solid rgba(20, 75, 125, 0.08);
}

.promo-box:nth-child(2n) {
  border-radius: 28px 14px 28px 14px;
}

.promo-box:nth-child(3n) {
  border-radius: 14px 28px 14px 28px;
}

.alert {
  padding: 16px 18px;
  border-radius: 18px;
  margin-bottom: 16px;
  background: rgba(191, 77, 44, 0.1);
  border: 1px solid rgba(191, 77, 44, 0.18);
}

.fraud-alert {
  background: rgba(162, 50, 50, 0.12);
  border-color: rgba(162, 50, 50, 0.24);
}

.modal,
.popup {
  position: fixed;
  inset: 0;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(9, 18, 31, 0.35);
  z-index: 20;
}

.popup-card {
  width: min(360px, 100%);
  padding: 22px;
  pointer-events: auto;
}

.modal-card {
  width: min(560px, 100%);
  padding: 28px;
}

.toast {
  position: fixed;
  left: 50%;
  top: 50%;
  right: auto;
  bottom: auto;
  transform: translate(-50%, -50%);
  width: min(360px, calc(100vw - 44px));
  padding: 20px;
  z-index: 22;
}

.hard-mode.prompt-active::before,
.realistic-mode.prompt-active::before,
.hard-mode.nav-drawer-open::before,
.realistic-mode.nav-drawer-open::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: 16;
  background: rgba(3, 10, 22, 0.84);
  backdrop-filter: blur(7px);
  pointer-events: none;
}

.hard-mode.nav-drawer-open::before,
.realistic-mode.nav-drawer-open::before {
  z-index: 24;
  background: rgba(3, 10, 22, 0.68);
}

.hard-mode .modal,
.realistic-mode .modal {
  background: rgba(3, 10, 22, 0.86);
}

.hard-mode .popup,
.realistic-mode .popup {
  z-index: 22;
}

.hard-mode .modal-card,
.hard-mode .popup-card,
.hard-mode .toast,
.realistic-mode .modal-card,
.realistic-mode .popup-card,
.realistic-mode .toast {
  position: relative;
  z-index: 23;
}

.hard-mode.prompt-active .shell,
.realistic-mode.prompt-active .shell {
  pointer-events: none;
}

.hard-mode .modal,
.hard-mode .popup,
.hard-mode .toast,
.realistic-mode .modal,
.realistic-mode .popup,
.realistic-mode .toast {
  pointer-events: auto;
}

.reference-card {
  max-width: 780px;
  margin: 0 auto;
}

.reference-block {
  padding: 18px;
  margin-top: 16px;
  border-radius: 20px;
  background: var(--surface-soft);
  border: 1px solid rgba(20, 75, 125, 0.08);
}

.easy-note {
  margin-top: 20px;
  padding: 16px;
  border: 2px dashed #111111;
}

.site-credit {
  margin: 18px auto 0;
  padding: 0 22px 20px;
  text-align: center;
  font-size: 0.78rem;
  color: rgba(22, 32, 51, 0.5);
}

.realistic-mode .site-credit,
.hard-mode .site-credit,
.medium-mode .site-credit {
  color: rgba(22, 32, 51, 0.52);
}

.easy-mode .site-credit {
  color: rgba(17, 17, 17, 0.55);
}

body.realistic-mode {
  --text: #eaf3ff;
  --muted: rgba(234, 243, 255, 0.74);
  --surface: rgba(7, 28, 56, 0.68);
  --surface-strong: rgba(6, 24, 48, 0.82);
  --surface-soft: rgba(255, 255, 255, 0.12);
  --line: rgba(207, 226, 255, 0.22);
  --shadow: 0 26px 70px rgba(2, 10, 23, 0.38);
  --primary: #0d58a6;
  --primary-deep: #062b56;
  background:
    linear-gradient(180deg, rgba(3, 13, 31, 0.62), rgba(4, 19, 42, 0.86)),
    url("./assets/lake-mead-horses-bg.png") center top / cover fixed no-repeat;
}

.realistic-mode .shell {
  max-width: 1320px;
}

.realistic-mode .hero {
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(4, 21, 45, 0.9), rgba(5, 31, 63, 0.64)),
    url("./assets/lake-mead-horse-team-banner.png") right center / cover no-repeat;
  border-color: rgba(232, 201, 118, 0.34);
  box-shadow: 0 32px 78px rgba(2, 10, 23, 0.42);
}

.realistic-mode h1,
.realistic-mode h2,
.realistic-mode h3,
.realistic-mode strong {
  color: #ffffff;
}

.realistic-mode .hero h1 {
  font-family: Georgia, "Times New Roman", serif;
  letter-spacing: -0.02em;
  text-shadow: 0 4px 22px rgba(0, 0, 0, 0.38);
}

.realistic-mode .hero .muted,
.realistic-mode .hero .eyebrow,
.realistic-mode .hero .summary-box span,
.realistic-mode .hero .realistic-banner p,
.realistic-mode .muted,
.realistic-mode .details-list span,
.realistic-mode .ledger small,
.realistic-mode .summary-box span {
  color: rgba(234, 243, 255, 0.78);
}

.realistic-mode .panel,
.realistic-mode .card,
.realistic-mode .summary-box,
.realistic-mode .mini-card,
.realistic-mode .modal-card,
.realistic-mode .popup-card,
.realistic-mode .toast {
  background: rgba(7, 28, 56, 0.64);
  border-color: rgba(207, 226, 255, 0.2);
  color: #f7fbff;
  box-shadow: 0 24px 58px rgba(2, 10, 23, 0.34);
}

.realistic-mode .panel,
.realistic-mode .summary-box,
.realistic-mode .mini-card {
  backdrop-filter: blur(18px) saturate(1.25);
}

.realistic-mode .realistic-banner {
  color: #ffffff;
  background:
    linear-gradient(90deg, rgba(4, 27, 60, 0.9), rgba(10, 73, 128, 0.42)),
    url("./assets/lake-mead-horse-team-banner.png") right center / cover no-repeat;
  border-color: rgba(232, 201, 118, 0.42);
  min-height: 190px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}

.realistic-mode .realistic-banner strong {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.35rem, 2.4vw, 2rem);
}

.realistic-mode .mini-card:nth-child(1),
.realistic-mode .mini-card:nth-child(2),
.realistic-mode .mini-card:nth-child(3) {
  background: rgba(8, 44, 85, 0.56);
  color: #ffffff;
}

.realistic-mode .cta {
  background: linear-gradient(135deg, #0f65ba, #07366d);
  border: 1px solid rgba(255, 255, 255, 0.16);
}

.realistic-mode .secondary,
.realistic-mode .tab-button,
.realistic-mode .status-chip {
  background: rgba(255, 255, 255, 0.13);
  border: 1px solid rgba(207, 226, 255, 0.22);
  color: #ffffff;
}

.realistic-mode .secondary:hover,
.realistic-mode .tab-button:hover,
.realistic-mode .status-chip:hover {
  background: rgba(255, 255, 255, 0.2);
}

.realistic-mode .tab-button.active {
  background: rgba(232, 201, 118, 0.22);
  color: #ffffff;
  border-color: rgba(232, 201, 118, 0.42);
}

.realistic-mode .choice,
.realistic-mode input,
.realistic-mode select {
  background: rgba(255, 255, 255, 0.9);
  color: #15253d;
}

.realistic-mode .choice {
  background: rgba(246, 250, 255, 0.96);
  border-color: rgba(232, 201, 118, 0.34);
  box-shadow: 0 18px 38px rgba(2, 10, 23, 0.18);
}

.realistic-mode .choice span,
.realistic-mode .choice strong,
.realistic-mode label {
  color: #102946;
}

.realistic-mode .login-card {
  background: rgba(246, 250, 255, 0.96);
  border-color: rgba(232, 201, 118, 0.34);
  color: #102946;
  box-shadow: 0 28px 70px rgba(2, 10, 23, 0.32);
}

.realistic-mode .login-card h1,
.realistic-mode .login-card h2,
.realistic-mode .login-card h3,
.realistic-mode .login-card strong,
.realistic-mode .login-card label {
  color: #102946;
}

.realistic-mode .login-card .muted,
.realistic-mode .login-card .eyebrow {
  color: #52647a;
}

.realistic-mode .login-form label {
  padding: 14px;
  border-radius: 18px;
  background: #ffffff;
  border: 1px solid rgba(13, 88, 166, 0.18);
}

.realistic-mode .login-form input {
  background: #ffffff;
  color: #102946;
  -webkit-text-fill-color: #102946;
  caret-color: #0d58a6;
  border-color: rgba(13, 88, 166, 0.28);
}

.realistic-mode .login-form input:focus {
  border-color: #0d58a6;
  box-shadow: 0 0 0 4px rgba(13, 88, 166, 0.14);
}

.realistic-mode .login-card .status {
  color: #102946;
}

.realistic-mode .login-card .status.error {
  color: #a23232;
}

.realistic-mode .payment-form > label,
.realistic-mode .field-grid label {
  padding: 14px;
  border-radius: 18px;
  background: rgba(246, 250, 255, 0.94);
  border: 1px solid rgba(232, 201, 118, 0.22);
  color: #102946;
}

.realistic-mode .payment-form > label input,
.realistic-mode .field-grid input {
  background: #ffffff;
  color: #102946;
  -webkit-text-fill-color: #102946;
  caret-color: #0d58a6;
  border-color: rgba(13, 88, 166, 0.28);
}

.realistic-mode .payment-form > label input:focus,
.realistic-mode .field-grid input:focus {
  background: #ffffff;
  border-color: #0d58a6;
  box-shadow: 0 0 0 4px rgba(13, 88, 166, 0.14);
}

.realistic-mode .field-grid label:nth-child(1) {
  border-radius: 24px 12px 24px 12px;
}

.realistic-mode .field-grid label:nth-child(2) {
  border-radius: 12px 24px 12px 24px;
}

.realistic-mode .goal-item {
  background: rgba(246, 250, 255, 0.94);
  border-color: rgba(232, 201, 118, 0.26);
  color: #102946;
}

.realistic-mode .goal-item span,
.realistic-mode .goal-item strong {
  color: inherit;
}

.realistic-mode .goal-box {
  background: rgba(13, 88, 166, 0.12);
  color: #0d58a6;
}

.realistic-mode .goal-item.completed {
  background: rgba(229, 246, 237, 0.95);
  color: #155f3d;
  border-color: rgba(38, 115, 77, 0.32);
}

.realistic-mode .summary-box:nth-child(2n),
.realistic-mode .mini-card:nth-child(2n),
.realistic-mode .promo-box:nth-child(2n) {
  border-radius: 32px 14px 32px 14px;
}

.realistic-mode .summary-box:nth-child(3n),
.realistic-mode .mini-card:nth-child(3n),
.realistic-mode .promo-box:nth-child(3n) {
  border-radius: 14px 32px 14px 32px;
}

.realistic-mode .ledger li.selectable:hover {
  background: rgba(255, 255, 255, 0.08);
}

.realistic-mode .selected-label {
  background: rgba(232, 201, 118, 0.18);
  color: #f7dd8b;
}

@media (max-width: 1100px) {
  .home-grid,
  .summary-strip,
  .promo-grid,
  .dashboard-grid,
  .two-column,
  .realistic-stack,
  .mini-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  body {
    font-size: 16px;
    overflow-x: hidden;
  }

  h1 {
    font-size: clamp(1.9rem, 10vw, 2.65rem);
    line-height: 1.03;
    letter-spacing: -0.03em;
  }

  h2 {
    font-size: 1.35rem;
  }

  .hero {
    padding: 20px;
    border-radius: 20px;
    margin-bottom: 16px;
  }

  .panel,
  .card,
  .login-card,
  .modal-card,
  .popup-card,
  .toast {
    border-radius: 18px;
  }

  .card,
  .panel {
    padding: 18px;
  }

  .dashboard-grid,
  .home-grid,
  .two-column,
  .summary-strip,
  .promo-grid,
  .realistic-stack,
  .mini-grid {
    gap: 14px;
  }

  .field-grid,
  .ledger li {
    grid-template-columns: 1fr;
  }

  .summary-strip {
    margin: 16px 0;
  }

  .summary-box,
  .summary-box:nth-child(2n),
  .summary-box:nth-child(3n),
  .mini-card,
  .mini-card:nth-child(2n),
  .mini-card:nth-child(3n),
  .promo-box,
  .promo-box:nth-child(2n),
  .promo-box:nth-child(3n),
  .goal-item,
  .goal-item:nth-child(2n),
  .goal-item:nth-child(3n),
  .choice,
  .choice:nth-child(2n) {
    border-radius: 16px;
  }

  .summary-box {
    padding: 15px;
  }

  .summary-box strong {
    font-size: 1.08rem;
    overflow-wrap: anywhere;
  }

  .page-top {
    align-items: flex-start;
    flex-direction: column;
    gap: 12px;
  }

  .shell {
    padding: 14px 12px 36px;
  }

  .utility-row,
  .button-row,
  .inline-tools,
  .bank-nav-actions {
    width: 100%;
  }

  .cta,
  .secondary,
  .tab-button,
  .tiny-button {
    min-height: 46px;
    width: 100%;
    padding: 13px 14px;
    border-radius: 14px;
  }

  .tabs {
    gap: 8px;
  }

  .details-list li {
    display: grid;
    gap: 4px;
    padding: 12px 0;
  }

  .details-list strong {
    white-space: normal;
    overflow-wrap: anywhere;
  }

  label {
    font-size: 0.95rem;
  }

  input,
  select {
    min-height: 48px;
    font-size: 16px;
  }

  .payment-form,
  .field-grid {
    gap: 12px;
  }

  .choice {
    padding: 14px;
  }

  .goal-list {
    gap: 10px;
  }

  .goal-item {
    align-items: flex-start;
    padding: 13px;
  }

  .goal-box {
    margin-top: 1px;
  }

  .ledger {
    display: grid;
    gap: 10px;
    border-top: 0;
  }

  .ledger li {
    gap: 5px;
    padding: 13px;
    border: 1px solid var(--line);
    border-radius: 15px;
    background: rgba(255, 255, 255, 0.62);
  }

  .ledger li > span {
    min-width: 0;
  }

  .ledger .amount {
    font-size: 1.08rem;
  }

  .selected-label {
    width: fit-content;
  }

  .site-credit {
    padding: 0 14px 16px;
  }

  .bank-nav {
    align-items: stretch;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 14px;
    padding: 14px;
    border-radius: 18px;
  }

  .bank-nav-actions {
    justify-content: space-between;
    flex-direction: column;
  }

  .bank-brand {
    align-items: flex-start;
  }

  .brand-mark {
    width: 40px;
    height: 40px;
    font-size: 1.35rem;
  }

  .bank-brand strong {
    font-size: 1.25rem;
    line-height: 1.05;
  }

  .bank-brand small {
    font-size: 0.68rem;
    letter-spacing: 0.1em;
  }

  .hamburger-button {
    display: inline-flex;
    width: 100%;
    justify-content: center;
  }

  .panel-menu-button {
    display: inline-flex;
    width: 100%;
    margin-bottom: 14px;
  }

  .hard-mode .tabs,
  .realistic-mode .tabs {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    z-index: 28;
    width: min(330px, 88vw);
    display: flex;
    flex-direction: column;
    flex-wrap: nowrap;
    gap: 12px;
    margin: 0;
    padding: 22px;
    background: rgba(6, 24, 48, 0.96);
    border-left: 1px solid rgba(232, 201, 118, 0.34);
    box-shadow: -24px 0 58px rgba(0, 0, 0, 0.35);
    transform: translateX(100vw);
    transition: transform 180ms ease;
  }

  .hard-mode .tabs.open,
  .realistic-mode .tabs.open {
    transform: translateX(0);
  }

  .hard-mode .tab-button,
  .realistic-mode .tab-button {
    width: 100%;
    justify-content: flex-start;
  }

  .drawer-close {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    border: 1px solid rgba(207, 226, 255, 0.24);
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.12);
    color: #ffffff;
    font-weight: 800;
    cursor: pointer;
  }

  .toast {
    width: calc(100vw - 28px);
  }

  .modal,
  .popup {
    padding: 14px;
  }

  .modal-card,
  .popup-card {
    width: calc(100vw - 28px);
    max-height: calc(100vh - 28px);
    overflow: auto;
    padding: 20px;
  }

  .login-screen {
    align-items: start;
    padding: 14px;
  }

  .login-card {
    width: 100%;
    padding: 22px;
  }

  .access-note {
    padding: 14px;
    border-radius: 15px;
  }

  body.realistic-mode {
    background-attachment: scroll;
    background-position: center top;
  }

  .realistic-mode .hero {
    background:
      linear-gradient(180deg, rgba(4, 21, 45, 0.94), rgba(5, 31, 63, 0.78)),
      url("./assets/lake-mead-horse-team-banner.png") center center / cover no-repeat;
  }

  .realistic-mode .realistic-banner {
    min-height: 150px;
    padding: 16px;
    background:
      linear-gradient(180deg, rgba(4, 27, 60, 0.92), rgba(10, 73, 128, 0.55)),
      url("./assets/lake-mead-horse-team-banner.png") center center / cover no-repeat;
  }

  .realistic-mode .panel,
  .realistic-mode .summary-box,
  .realistic-mode .mini-card {
    backdrop-filter: blur(12px) saturate(1.15);
  }

  .realistic-mode .ledger li {
    background: rgba(7, 28, 56, 0.72);
    border-color: rgba(207, 226, 255, 0.18);
  }

  .realistic-mode .payment-form > label,
  .realistic-mode .field-grid label,
  .realistic-mode .login-form label {
    padding: 12px;
    border-radius: 15px;
  }
}